UAD 3.6 is approaching at a time when hybrid appraisals are becoming eligible for a far larger share of lending cases. In some programs, eligibility has reached the high-90% range, according to HousingWire.
The shift expands the practical scope for hybrid appraisal workflows ahead of November 2. Higher eligibility does not mean every property or transaction will qualify, but it indicates that participating programs can use the approach across a broader set of cases than before.
For property professionals, wider use of hybrid appraisals could make valuation processes more dependent on consistent property data, clear documentation and reliable local market evidence. The coming UAD 3.6 update places those operational details more firmly at the centre of appraisal delivery.
The development is relevant to Latvian market watchers as an indication of how appraisal standards and digital valuation processes are evolving internationally. The source material concerns eligibility in specific programs and does not describe any change to Latvian appraisal rules or lending requirements.